Global Credit Solutions Pty Ltd, trading as GCS Credit, respect the privacy of its online visitors and users of its products and services. GCS Credit recognizes the importance of protecting information collected from users and has adopted this privacy policy to inform users about how GCS Credit gathers, stores, and uses information derived from their use of GCS Credit products, services and online sites.

 

This policy is current as of its last revision date. However, please note that this policy may be amended from time to time to reflect changes and additions to the privacy policy. Please check back for the most current version before relying on any of the provisions in this privacy policy.

 

Collection of Information

By using GCS Credit’s online sites, products, and services, users agree that GCS Credit collects and processes the personally identifiable information (as defined below) they provide by creating a GCS Credit account, by purchasing or selling subscriptions, or during any exchange with GCS Credit in connection with the use of their GCS Credit account. GCS Credit will not share any personally identifiable information with other parties except as described in this policy. GCS Credit also processes anonymous data, aggregated or not, in order to analyze and produce statistics related to the habits, usage patterns, and demographics of users as a group or as individuals. Such anonymous data does not allow the identification of the users to which it relates. GCS Credit may share anonymous data, aggregated or not, with third parties.

 

Personally Identifiable Information

“Personally identifiable information” is information that can be used to uniquely identify a user such as name, address or credit card number. If you are an EU user, “personally identifiable information” means “personal data” within the meaning of article 4 of the General Data Protection Regulation (EU) 2016/679 (GDPR). You may be asked to provide personally identifiable information during the sign in process, and then in connection with the use of GCS Credit’s products, services and online sites. While GCS Credit collects personally identifiable information on a voluntary basis, for certain products and services GCS Credit’s collection of personally identifiable information may be a requirement for access to the product or service or to process a user’s order.

 

Use of personally identifiable information

Personally identifiable information is used internally by GCS Credit to deliver, develop and improve products, content and services, to which users have subscribed, and to answer users’ requests. In addition, GCS Credit may allow third parties performing services under contract with GCS Credit, such as order or payment processors or merchandise warehouse and fulfilment services, located in and outside the European Union, to access and use personally identifiable information, but only to the extent necessary to provide those services.

 

GCS Credit may use personally identifiable information provided by users to send them information about GCS Credit, including news about product updates, contests, events, and other promotional materials, but only if the users agree to receive such communications. GCS Credit will not share any personally identifiable information with third parties for marketing purposes without your consent.

 

When you create a GCS Credit account, GCS Credit collects a user’s email address and username, and at the user’s option, first and last name. Depending on their settings, users agree that some of this information may be searchable and available to other users within GCS Credit. GCS Credit has no obligation to keep private personally identifiable information that a user makes available to other users via GCS Credit or other GCS Credit software, such as in the community or other public functions.

 

External websites and companies with links to and from GCS Credit’s online sites and products may collect personally identifiable information about users when users visit their websites. GCS Credit’s privacy policy does not extend to external websites and companies with links to or from GCS Credit’s products and online websites or who collect personally identifiable information available throughout the GCS Credit Community. Please refer directly to these companies and websites regarding their privacy policies.

 

GCS Credit may release personally identifiable information to comply with court orders or laws that require us to disclose such information. In the event of a reorganization, sale or merger we may transfer personally identifiable information to the relevant third party with the user’s consent if required by law.

 

Children Under The Age of 13

GCS Credit will not knowingly collect personally identifiable information from any person under the age of 13. GCS Credit encourages parents to instruct their children to never give out personal information when online. Parents who are concerned about the transfer of personal information from their children may contact us.

 

Cookies and Other Information on a User’s Machine

GCS Credit’s products, services and sites may employ cookies and other technologies such as web beacons and pixel tags. Cookies are bits of electronic information that can be transferred to a user’s hard drive to customize a person’s use of a product or online site, keep records of a user’s access to an online site or product, or store information needed by the user on a regular basis. Use of cookies is typically associated with websites. For example, when you sign in to GCS Credit, GCS Credit stores your user id and a combination of your IP address and time of login as a cookie on your hard drive. This cookie allows you to move from page to page without having to sign in again on each page. Similarly, if you enter information during your session, such as age verification data, this will be stored as a cookie and you will not have to re-enter such information during that session. We may also use third party website analytic tools that employ cookies to collect certain non-personally identifiable information concerning use of our websites, such as referring web site addresses, page views and browser types.

 

However, users can disable cookies by changing their browser settings.

GCS Credit also stores on a user’s hard drive a unique authorization key or CD-Key that is either entered by the user or downloaded automatically during product registration. This authorization key is used to identify a user as valid and allow access to GCS Credit’s products, services and third party games. This key is necessary for GCS Credit to supply any products and services subscribed by users.

 

Information regarding GCS Credit billing, a user’s GCS Credit account, a user’s Internet connection and the GCS Credit software installed on a user’s computer is uploaded to the server in connection with the user’s use of GCS Credit and GCS Credit software. GCS Credit software automatically generates and submits to GCS Credit bug reports upon a crash or other fault in the GCS Credit software or services. This automatically generated bug report information may include information about other software or hardware on a user’s system. GCS Credit does not associate and store the automatically generated bug report information with users’ personally identifiable information. Any bug reporting information manually submitted by users (e.g. through GCS Credit’s Bug Reporter form) is associated and stored with personally identifiable information sent voluntarily by the user through a bug report.

 

Chat Forums, Groups, Etc.

GCS Credit’s products or services may provide chat, forums, groups (public and private), bulletin boards, or instant messaging tools to users. Any information that is disclosed in chat, forums, public groups or bulletin boards should be considered public information, and users who message one another may not know each other personally. GCS Credit has no obligation to keep private personally identifiable information that a user makes available to other users or the public using these functions. Users should exercise caution when deciding to disclose personal information in public forums. Users should also be aware that information disclosed is public information and may be displayed to other users.

 

Choice/Opt-out

GCS Credit gives users the option to receive promotional email communications from GCS Credit. Users may opt out of these communications. Instructions for discontinuing receipt of promotional email communications from GCS Credit will be provided in email communications to users.

 

Storage and Security of Personally Identifiable Information

Personally identifiable information provided to GCS Credit by customers in the EU is controlled by GCS Credit Pty Ltd, with place of business set out below. Personally identifiable information provided to GCS Credit will be collected, processed and stored by GCS Credit Pty Ltd in Australia and the United Kingdom and hosted with Amazon Web Services, Inc. GCS Credit has taken reasonable steps to protect the information users share with us, including, but not limited to, setup of processes, equipment and software to avoid unauthorized access or disclosure of this information. Global Credit Solutions Pty Ltd complies with the Safe Harbor framework developed by the U.S. Department of Commerce and the European Union relating to the transfer and processing of personally identifiable information.

 

Corrections, Updates and Removal of Personally Identifiable Information

If you are concerned about the accuracy of personally identifiable information maintained by GCS Credit or wish to review, access, amend or correct it, or would like your personally identifiable information removed from GCS Credit’s records or otherwise deactivated, please contact us here. We may decline requests that are unreasonably repetitive, require disproportionate technical effort, jeopardize the privacy of others, or are extremely impractical.

 

Contacting GCS Credit

If you have any questions or complaints about this privacy policy, or the privacy practices of GCS Credit, please contact us here. You may also contact GCS Credit at the details below.

 

Australia / HQ   [ Global Credit Solutions Pty Ltd ]

Email: [email protected]

Telephone: +61 3 9547 3299

 

United Kingdom

Email: [email protected]

Telephone: +44 20 8144 1733

 

United States:

Email: [email protected]

Telephone: +1 202 684 6947

 

Revision Date: March 1st, 2018